Paying for Care Homes in Wales
Self-funding, means-tested support, local-authority funding and top-up fees explained.
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Choosing a care home can feel overwhelming. Whether you are looking for support for yourself or someone close to you, this guide explains what to consider, what questions to ask and how to compare care homes across Wales.
Before you begin
There is rarely a single moment when the answer becomes obvious. For many families the question builds up gradually and is prompted by one or more of the following:
A care home is one option among several. Home care, sheltered housing, extra-care housing and short-term respite may all be worth exploring first or alongside. A local authority care and support needs assessment can help identify what may suit best.
Care in Wales is offered in several forms. Understanding the differences is a useful starting point.
For a deeper comparison of the two most common options, see our Residential vs Nursing Homes guide.
Location shapes daily life for a resident and how easily family can visit and be involved.
A visit tells you more than any brochure. Try to visit at different times of day and trust your general impression as well as the specific details.
No care home is perfect. Look for openness about how the home works and how issues are handled, rather than a rehearsed performance.
Use this checklist during visits or telephone enquiries. The way questions are answered is often as revealing as the answers themselves.
Care Inspectorate Wales, known as CIW, is the independent regulator of care in Wales. It registers and inspects care homes and publishes reports on what it finds.
You can look up any registered service on the Care Inspectorate Wales website. Our directory also links directly to the relevant CIW page from each care home profile.
Fees vary considerably between homes and depend on care type, location, room size and the individual's needs. When comparing, look beyond the headline weekly figure.
Funding and paying for care
Possible warning signs
No single observation proves that a home provides poor care. Look for a pattern and ask questions before drawing conclusions.
Once a home has been chosen, a little preparation can make the move calmer for everyone.
Take this with you when visiting or telephoning care homes. Tick each item as you go.
Explore residential, nursing and dementia care homes across Wales. Every listing links to the provider's own contact details and Care Inspectorate Wales inspection report.
Self-funding, means-tested support, local-authority funding and top-up fees explained.
Read guidePractical advice on what to look for when comparing care homes, from staffing to inspection reports.
Read guideThe questions to ask and things to look for when you visit a care home in person.
Read guideTypical weekly fees for residential, nursing and dementia care, and what influences the price.
Read guideWhen the NHS pays for your care in Wales, who qualifies, and how to apply for CHC funding.
Read guideHow Attendance Allowance works for care home residents in Wales and how to claim.
Read guide